This list was given to us by an agency unsolicited, so to speak, they just gave it to us in June 2007. I don't think it is as extensive as the "angelfire" web site that I linked you to earlier.
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Adoption Financial Assistance List
www.oxfordadoption.com They do 0% interest loans for 3 years, then 3% for 3 and then 6% for 3 and you can pay it off anytime without penalties. Oxford Adoption Foundation, Inc. provides low interest loans for families. It is a nonprofit charitable foundation formed in 2003. They limit the loan to a maximum of $10,000 (typically $5,000 per adopted child). Their typical loan is 0% for the first three years; 3% interested for the next three years; and 6% interest for the remaining three years, thereby creating a nine year loan. The loan can be paid at any time, either in part or in full. There are no prepayment penalties.
Adopt$hare:
www.adoptshare.org Adopt$hare, 17662 Highway 55,
JSW Foundation
Grants of $2,000 or more awarded quarterly on the basis of need. Preference is given to childless couples with an income under $35,000. One grant awarded quarterly. Average grant amount is $3,000, but can go as high as $5,000.
Northwest Airlines Special Delivery Program:
Significant fare discounts for international adoptions. Now they can fly right into your arms. Northwest Airlines and KLM Royal Dutch Airlines want to help you and your new family member off to a flying start. We're offering Special DeliverySM fares to families adopting children from any of our over 100 international destinations throughout Asia, Africa, Europe,
Rainbow Kids:
National Adoption Information Clearinghouse (NAIC):
www.calib.com/naic/parents/finan.htm. 1-888-251-0075
Feng LiLi:
(Request Application) Meet quarterly or on demand, when necessary to review applications. Feng LiLi,
Ibsen Adoption Network:
(WA State residents only) Meets quarterly to select applications for small grants of $1,000 for waiting children. Contact Person: Marilyn Bribane. Ibsen Adoption Network,
National Adoption Foundation:
NAF has established a $9 million revolving loan bank to provide unsecured loans to adoptive families. Your payments and interest then help other adoptive parents. Also offers fixed-rate MBNA Home Equity Loans. For more information about an MBNA Home Equity Line of Credit or loan, contact your MBNA representative by calling Toll-free 1-800-841-1982 (use code AAAP). Both loan programs are financed through MBNA. The foundation has a limited program to provide grants, usually in the $2,500 range, to assist families with adoption costs. You can call the foundation to request that an application packet be sent to you. For grant information, call: (203) 791-3811. For loan information through the National Adoption Foundation, call MBNA bank at: 1-800-448-7061.
The National Adoption Foundation,
Children of the World:
International Adoption Assistance Foundation, Inc. (Formerly known as IAAF):
6420 Tokeneak Trail,
God's Grace Adoption Ministry:
Offering Grants and Loans. Call (209) 572-4539 for more information. God's Grace Adoption Ministry,
Bright Futures Foundation:
Offers small grants. Contact: Jill Tate, Executive Director. E-mail: bfadopt@hotmail.com. www.homestead.com/brightfutures.
A Child Waits:
Loans are given for International Adoption (7 % interest). Phone: (413) 499-3992, Fax: (413) 499-2338.
Military Adoption Reimbursement Program:
Military non-recurring program is a one-time subsidy program for full-time military personnel. Adopting couples can receive up to $2,000 reimbursement on adoption expenses for one child or $5,000 for siblings. Eligible personnel should complete DD Form 2673 (Reimbursement For Adoption Expense). See Defense Finances and Accounting Service Instruction 1341.
The Dave Thomas Foundation For Adoption Foundation:
Founded in 1992 by Dave Thomas, founder of Wendy's Old Fashioned Hamburger Restaurants. The Foundations 3 goals: 1) Educate Americans about the benefits of adoption. 2) Make adoption more affordable by helping the public and private sectors initiate innovate programs. 3) Cut red tape from the process. For more information contact: Dave Thomas Foundation For Adoption in
United Way International
Provides assistance for costs of travel for children adopted with illness needing immediate medical attention. Applications selectively considered and must be supported with a doctor's statement.
United Way International; Attn: Melissa Guerra;
Slavic Humanitarian Association, Inc. (SHA)
All families adopting from
The
This organization has a program entitled Adoption and The Workplace, which provides services and materials to employers desiring to address the work/life issues of employees who adopt. For a list of corporations who give grants for adoption, contact: The National Adoption Center in
Employer Benefits:
Many employers provide a range of benefits for families who adopt (including paid or unpaid leave when a child arrives in the home, reimbursement of some portion of adoption expenses, assistance with adoption information and referral services, etc.) Corporate human resource departments will provide employees with information about benefits available, if any.
Adoption Benefits: Employers as Partners in
For a list of Employers Offering Adoption Benefits, go to: www.calib.com/naic/factsheets/benefit2.htm.
The National Adoption Center publishes the Guide For Employee Benefits. Contact them at: (215) 735-9988 or 1-800-TO-ADOPT. www.adopt.org. If your employer does not offer incentive programs for adoption, you can call 1-800-TO-ADOPT for Materials on how to get things started.
State Subsidy for Special Needs Children
Some states provide a subsidy for special needs children. The definition for 'special needs' can be very broad. For example, in
Capital One
Offering a credit card with a limit of up to $20,000 at a fixed rate of 9.9% over the long term (not just an introductory rate). www.222.capitalone.com
Adoption Tax Credit
The government has recently increased the adoption tax credit; this is not a deduction but a tax credit. This credit reduces the tax burden dollar for dollar of adoption related expenses. For more information call you tax person or see www.irs.ustreas.gov/forms_pubs/forms.html You should also inquire about similar credits offered by state and municipal governments. If your tax bill is smaller than the credit, the unused portion of the credit may be carried forward for up to five years. Tax Benefits For Adoption (guideline pamphlet), Publication # 968. Call IRS to order at: 1-800-829-3676. www.irs.ustreas.gov
"How To Make Adoption An Affordable Option"
This is a comprehensive booklet, published by the National Endowment for Financial Education. Available free-of-charge from the:
Raising Money Through Other Sources
Look into Home Equity Loans or Refinance. Some banks offer low-interest loans or credit lines for adoptive parents. Borrow from family members. Borrow from a 401K. Borrow from a Life Insurance Policy. Contact Airlines requesting a reduced rate or waive of fees to get your child.
Raise money through church and community support:
Car Washes, Raffles, Neighborhood Yard Sales, School Projects, Bake Sales, Collections at Local Grocery Stores, Collections through job.
Norman Hecht
Banker Norman Hecht, who is also an adoptive parent, has written an article for Adoptive Families Magazine on working to meet adoption expenses. You can request a free reprint from Adoptive Families of America by calling: 1-800-372-3300. www.adoptivefam.org
Hebrew Free Loan Association
Jewish families may apply for interest free loans to Jewish adults who wish to adopt domestically or internationally. www.hflasf.org/adopt-loans.html
Laundry Money
All that change and crinkled up dollar bills that get tossed in the hamper can go into a child's fund. Maybe it's the money that will buy clothing for your new child to travel home in, or the gifts you wish to give once you arrive at the orphanage. Maybe the money could buy the bedding for your kid's new room. Think of the potential. Plan to put a family portion aside every time you spend: What would your child have had for dinner? (Eating out). His/her portion gets paid for in the child's fund.
AdoptNet
www.adoptnet.org. Support groups, adoption tax credits, financial adoption assistance.
A fund has been established with the Topeka Community Foundation that will provide financial assistance to individuals and couples desiring to complete domestic and international adoptions.
Federal Government
If you are in the process of adopting, the Federal government has provided for a maximum $2000 reimbursement to assist in the adoption of special needs
children. (Children who have been abandoned/orphaned qualify as special needs in most states, and most orphanage kids have diagnoses that would qualify them even in the states that don't blanket accept "abandonment") This reimbursement is an actual check, and is used to offset the cost of home studies, attorney fees, travel for the child, etc.
The catch is you MUST apply for this reimbursement before you adopt. Once you have adopted your child, you are not eligible for their reimbursement or subsidies.
For more info, call (800) 470-6665 or email: info@nacac.org
http://www.nacac.org/subsidyfactsheets/internationaladoption.html
http://www.nacac.org/subsidy_stateprofiles.html
NEW ADOPTION FINANCING PROGRAM
AdoptionFinancing.com is now offering a brand new adoption financing program. Fill out the application at AdoptionFinancing.com and they will work with their network of more than 30 different lenders to find the right financing for your needs.
52 NEW COUNTRY-SPECIFIC INTERNATIONAL ADOPTION WEBSITES
Adoption.com and Adopting.org have launched a new website for nearly every country with an active international adoption program. Each website features many country-specific resources related to adoption, travel, tourism, history, waiting children, adoption agencies, translators, currency converters, weather, news, maps, message boards, books, and dozens of other links to resources. You can find links to all of these new websites at InternationalAdoption.org, or visit some of the most popular countries: http://China.Adoption.com, http://Russia.Adoption.com, http://Guatemala.Adoption.com, http://Romania.Adoption.com, http://Kazakhstan.Adoption.com, or http://Vietnam.Adoption.com
Adoption Network
Love Knows No Borders
(203) 459-4575. Gives grants for international adoptions
Shaohannah's Hope
www.ShaohannahsHope.org. For more information about adoption assistance, please call Shaohannah's Hope toll-free at (800) 784-5361 or e-mail at: sccmusic@stevencurtischapman.com.
1st Steps Project Oz Fund
1st Steps Project Oz Fund is administered by 1st Steps for assistance with special needs adoptions.
(570) 226-4448 or 1-866-kids4us
Email: Adopt@Kids4us.org
Acres of Hope
This is a non-profit charitable foundation dedicated to providing educational information, emotional support, parent-to-parent support, advocacy services, financial assistance, and a loan program of items helpful to families dealing with children of physical and emotional challenges. In addition, their mission is to promote greater community understanding, acceptance, and support for families involved in adopting special needs children cross-racially and cross-culturally.
Contact:
Acres of Hope, Inc.
Patty Anglin
Executive Director
Route
Phone: (715) 765-4118
Fax: (715) 765-4119
Email: thenest@cheqnet.net
www.acresofhope.com/foundation.htm
Adoption Subsidy
Children with special needs may qualify for an adoption subsidy which is paid to adoptive families to help them pay for their child's need for ongoing therapies or treatment. Adoption subsidy agreements must be negotiated with the placing agency before the child's adoption is finalized.
For more information contact the North American Council for Adoptable Children at www.nacac.org/adoptionsubsidy.html
Non-Recurring Adoption Expense Reimbursement
After families have finalized the adoption of a child with special needs from the public child welfare system, they may be able to apply for reimbursement of expenses they paid related to the adoption, which may include home study fees, travel expenses to meet the child, attorney fees, etc. Each state sets a maximum cap which cannot exceed $2,000 per adoption.
Alla Adoption Agency
Alla Adoption in conjunction with Yunona Orphan Relief Fund are offering grants for qualified families toward international adoption using our service. Grants are: $2000 per one child, $4000 for two children. Please send us a letter explaining your hardship and any other details you consider important. Your request will be given consideration and you will be notified about our decision shortly.
Please send requests to:
AllaAdoption
Attn. Grant Request
www.allaadoption.com/index.htm
Americans Adopting Orphans
Each quarter the Board of Advisors will meet to recommend that individual families receive grants to help them with their adoption. www.orphans.com
Americans Adopting Orphans
Home Office Phone: (206) 52-4-KIDS (5437)
FAX: (206)527-2001
or....
Americans Adopting Orphans
Branch Office Phone: (314) 963-7100
Financial Aid for Adopting Families: Many adopting families cannot afford the $16-20,000 cost of adoption. China Care is trying to alleviate this burden through loans and grants. They are especially interested in helping families who are adopting special needs children. Many mildly disabled children, such as with cleft lip and clubfoot, can be made healthy through surgery and lead completely normal lives in American families.
In order to encourage the adoption and care for orphans from
**Provides financial aid in the form of grants or loans for the adoption and/or medical treatment of orphans. Many families can afford to take wonderful care of their children, but cannot afford the one-time cost of adoption.
Contact Information:
http://chinacare.org/adoptions.html
Tel: 203.861.6395
Fax: 203.618.0470
Ours By Grace
Ours by Grace was started by an adoptive mom to help soften the financial burden that adoption often causes families. They do fundraisers to raise a pool of money and once that pool reaches $500 they award a grant to a family whose application is on hand.
A $15 application fee is required and all money goes towards the grant fund.
www.oursbygrace.com/apply.html
Ours By Grace
Siblings Adoption Grants
Siblings Adoption Agency offers grants for qualified families toward international adoption. Grants are as follows: $2000 per one child, $4000 for two children. Please send us a letter explaining why it is a hardship for you. Your request will be given closest consideration and you will be notified about their decision shortly. www.siblingsadoption.com/welcome.htm
Grant Request Form - www.siblingsadoption.com/grantrequest.htm
Or send request to:
Siblings Adoption
*Attn. Grant Request
Golden CO 80403
Phone: (303)216-9009
The
www.adoptlaw.org/tiac_htm/7specpro.htm
The
Contact:
Phone: (215) 782-1191 Fax: 215.782.1193
Email: info@adoptlaw.org
Adoption Friendly Workplace
The
A Child's Desire
A Child's Desire, Inc. is a 501 c(3) children's charity. A Child's Desire offers adoption grants to children waiting over a year in an orphanage for a family to choose them. More information can be found at www.aChildsDesire.org
